| Description |
Class
Code |
Authority
PmOps |
PdCOps |
Premium
Basis
|
| Abrasive Wheel Mfg | 50010 | Yes | Yes | s |
| Abrasives or Abrasive Products Mfg | 50017 | Yes | Yes | s |
| Abrasives or Abrasive Products Mfg- Artificial | 50015 | Yes | Yes | s |
| Adhesive Mfg | 50045 | Yes | Yes | s |
| Adhesive Tape Mfg. | 50047 | Yes | Yes | s |
| Adult Day Care-Not for Profit Only | 40005 | Yes | Yes | t+ |
| Adult Day Care- Other than Not for Profit | 40006 | Yes | Yes | t+ |
| Advertising Sign Companies-outdoor | 90089 | Yes | Yes | p+ |
| Aerosol Container Mfg | 51001 | Yes | Yes | s |
| Aerosol Containers- filling or charging for others | 51005 | Yes | Yes | s |
| Air Conditioning Equipment Mfg | 51116 | Yes | Yes | s |
| Air Conditioning Equipment- dealers or distributors only | 10010 | Yes | Yes | s |
| Air Conditioning Systems or Equipment- Dealers or distributors and installation, servicing or repair | 91111 | Yes | Yes | p |
| Aircraft or Aircraft Parts Mfg. | 51201 | No | No | s |
| Airport Control Towers- not operated exclusively by the FAA | 40020 | No | No | t+ |
| Airport- Lessees or portions of airports engaged in the sale of airfract or accessories, servicing or repairing of aircraft or pilot instructions | 40026 | No | No | t+ |
| Airports- Commercial | 40010 | No | No | t+ |
| Airports- Private | 40015 | No | No | t+ |
| Airport Runway or Warming Apron- paving or repaving, surfacing, resurfacing, or scraping | 91125 | No | No | p |
| Alarm Mfg- Burglar | 51205 | Yes | Yes | s |
| Alarm Mfg- Fire of Smoke | 51206 | Yes | Yes | s |
| Alarms and Alarm Systems- installation, servicing, or repair | 91127 | Yes | Yes | p |
| Alarms- Security Systems- monitoring | 91130 | Yes | Yes | p+ |
| Alcohol Mfg.- not beverage | 51210 | Yes | Yes | s |
| Ambulance Service- First Aid or Rescue Squad- Not for Profit only | 40032 | No | No | t+ |
| Ambulance Service- First Aid or Rescue Squad- Other than Not for Profit | 40031 | No | No | t+ |
| Ammunition Mfg. | 51211 | No | No | s |
| Amusement Centers | 10015 | Yes | Yes | s+ |
| Amusement Devices | 40040 | Yes | Yes | s+ |
| Amusement Devices- operated in connection with carnivals or fairs- Not for Profit Only | 40042 | Yes | Yes | s+ |
| Amusement Devices- operated in connection with carnivals or fairs- Other than Not for Profit | 40041 | Yes | Yes | s+ |
| Amusement Parks | 10020 | Yes | Yes | s |
| Analytical Chemists | 91135 | Yes | Yes | p |
| Anhydrous Ammonia Dealers & Distributors | 10036 | No | No | s |
| Animals- Draft | 40045 | Yes | Yes | t+ |
| Animals- Saddle- for Rent | 40046 | Yes | Yes | t+ |
| Animals- Saddle- Private | 40047 | Yes | Yes | t+ |
| Antique Stores | 10026 | Yes | Yes | s |
| Apartment Buildings | 60010 | Yes | Yes | u+ |
| Apartment Buildings- Garden | 60011 | Yes | Yes | u+ |
| Apartment Buildings or Hotels time-sharing-Less than 4 stories | 60012 | Yes | Yes | u+ |
| Apartment Buildings or Hotels time-sharing -4 stories or more | 60013 | Yes | Yes | u+ |
| Apartment Hotels less than 4 stories | 60015 | Yes | Yes | u+ |
| Apartment Hotels 4 stories or more | 60016 | Yes | Yes | u+ |
| Appliances and Accessories Mfg.-Commercial-Gas | 51220 | Yes | Yes | s |
| Appliances and Accessories Mfg.-Commercial- Not Gas | 51221 | Yes | Yes | s |
| Appliances and Accessories Mfg- Household- Gas | 51222 | Yes | Yes | s |
| Appliances and Accessories Mfg- Household- Not Gas | 51224 | Yes | Yes | s |
| Appliances and Accessories installation, servicing, or repair- Commercial | 91550 | Yes | Yes | p |
| Appliances and Accessories installation, servicing, or repair- household | 91155 | Yes | Yes | p |
| Appliance Distributors-household type | 10040 | Yes | Yes | s |
| Appliance Stores- household type | 10042 | Yes | Yes | s |
| Archery Ranges- Indoor | 10052 | Yes | Yes | t+ |
| Archery Ranges- Other than indoor | 10054 | Yes | Yes | t+ |
| Armored Car Service Companies | 91160 | Yes | Yes | p+ |
| Army & Navy Stores | 10060 | Yes | Yes | s |
| Art Galleries- Not for Profit Only | 10066 | Yes | Yes | s |
| Art Galleries- Other than Not for Profit | 10065 | Yes | Yes | s |
| Asbestos Goods Mfg | 51230 | No | No | s |
| Asphalt or Tar Distilling or Refining | 51240 | No | No | s |
| Asphalt Works | 51241 | Yes | Yes | s |
| Athletic Games Sponsored by the Insured- Not for Profit Only | 40061 | Yes | Yes | t+ |
| Athletic Games Sponsored by the Insured-Other than Not for Profit | 40059 | Yes | Yes | t+ |
| Athletic or Sports Contests- in buildings-lessees-Not for Profit Only | 40064 | Yes | Yes | m+ |
| Athletic or Sports Contests- in buildings-lessees-Other than Not for Profit | 40063 | Yes | Yes | m+ |
| Athletics or Sports Programs-amateur- Not for Profit Only | 40067 | Yes | Yes | t+ |
| Athletics or Sports Programs-amateur- Other than Not for Profit | 40066 | Yes | Yes | t+ |
| Athletic Teams- professional or semi professionals | 40069 | Yes | Yes | m+ |
| Auctioneers-livestock-sales conducted away from the insured's premises | 91175 | Yes | Yes | p+ |
| Auctioneers- sales conducted away from the insured's premises | 91177 | Yes | Yes | p+ |
| Auctions- on premises owned or rented by the insured | 91179 | Yes | Yes | p+ |
| Audiologists | 13759 | Yes | Yes | s |
| Automobile, Bus, or Truck Body Mfg | 51250 | Yes | Yes | s |
| Automobile, Bus, or Truck Body Mfg- Brakes or brake lining | 51251 | No | No | s |
| Automobile, Bus, or Truck Body Mfg-Not operating parts | 51252 | Yes | Yes | s |
| Automobile, Bus, or Truck Body Mfg- Operating Parts | 51253 | Yes | Yes | s |
| Automobile, Bus, or Truck Body Mfg- Passenger restraining devices | 51254 | Yes | No | s |
| Automobile Dismantling | 91190 | Yes | Yes | p |
| Automobile Mfg. Or Assembling | 51255 | No | No | s |
| Automobile Parts or Supplies Distributors | 10070 | Yes | Yes | s |
| Automobile Parts and Supplies Stores | 10071 | Yes | Yes | s |
| Automobile Quick Lubrication Services | 10072 | Yes | Yes | s+ |
| Automobile Renting or Leasing Companies | 60035 | Yes | Yes | a |
| Automobile Repair or Service Shops | 10073 | Yes | Yes | s |
| Automobile Repair Shops- self service | 10075 | Yes | No | s |
| Automobile Storage | 46622 | Yes | Yes | a+ |
