| Description |
Class
Code |
Authority
PmOps |
PdCOps |
Premium
Basis
|
| Saddles, Harnesses or Horses Furnishings Mfg. | 58802 | Yes | Yes | s |
| Safes or Safe Vaults Mfg. | 58813 | Yes | Yes | s |
| Sail Making | 58822 | Yes | Yes | s |
| Sales or Service Organizations | 47367 | Yes | Yes | p+ |
| Salt, Borax, Potash or Phosphate- Producing or refining | 58837 | Yes | Yes | s |
| Salt Mfg. | 58840 | Yes | Yes | s |
| Salvage Operations | 98698 | Yes | Yes | p |
| Salvage Operations- Removing, sorting, reconditioning and distributing or merchandise in damaged buildings and incidental operations aware from such buildings | 98699 | Yes | Yes | p |
| Sand or Gravel digging | 98710 | Yes | Yes | p+ |
| Sandblasting | 98705 | Yes | Yes | p+ |
| Saunas and Baths- Public | 47420 | Yes | Yes | s+ |
| Saw Mills or Planing Mills | 58873 | Yes | Yes | s |
| Saw Mills or Planing Mills- Optional premium basis | 58874 | Yes | Yes | p |
| Schools- Not for Profit Only | 67513 | Yes | Yes | a+ |
| Schools- Other than Not for Profit | 67512 | Yes | Yes | a+ |
| Schools- Colleges, universities, junior colleges or college preparatory- Not for Profit Only | 67509 | Yes | Yes | a+ |
| Schools- Colleges, universities, junior colleges or college preparatory- Other than Not for Profit | 67508 | Yes | Yes | a+ |
| Schools- Correspondence | 47468 | Yes | Yes | s+ |
| Schools- Dormitory facilities- Not for Profit Only | 67511 | Yes | Yes | a+ |
| Schools- Dormitory facilities- Other than Not for Profit | 67510 | Yes | Yes | a+ |
| Schools- Faculty liability for corporal punishment of students | 47469 | No | No | t+ |
| Schools- Private- elementary, kindergarten or junior high- Not for profit only | 47476 | Yes | Yes | t+ |
| Schools- Private- elementary, kindergarten or junior high- Other than Not for profit only | 47475 | Yes | Yes | t+ |
| Schools- Public- elementary, kindergarten or junior high | 47471 | Yes | Yes | t+ |
| Schools- Private- High- Not for Profit Only | 47478 | Yes | Yes | t+ |
| Schools- Private- High- Other than Not for Profit | 47477 | Yes | Yes | t+ |
| Schools- Public- High | 47473 | Yes | Yes | t+ |
| Schools- Trade or Vocational | 47474 | Yes | Yes | t+ |
| Secondhand or salvage dealers and distributors | 16881 | Yes | Yes | s |
| Security and Patrol Agencies | 98751 | Yes | Yes | p+ |
| Seed merchants- Excluding erroneous delivery, error in mixture and germination failure | 16890 | Yes | Yes | s |
| Seed merchants- Erroneous delivery, error in mixture and resulting germination failure | 16891 | Yes | Yes | s |
| Seed merchants- Erroneous delivery, and error in mixture (excluding germination failure) | 16892 | Yes | Yes | s |
| Septic Tank Systems- Cleaning | 98805 | Yes | Yes | p |
| Septic Tank Systems- Installation, servicing or repair | 98806 | Yes | Yes | p |
| Sewage Disposal- Plant Operations | 98810 | No | No | p+ |
| Sewer Cleaning | 98813 | Yes | Yes | p |
| Sewer Mains or Connections construction | 98820 | Yes | Yes | p |
| Sewers | 48039 | No | No | t+ |
| Sewing Machines Mfg.- commercial | 58903 | Yes | Yes | s |
| Sewing Machines Mfg.- household | 58904 | Yes | Yes | s |
| Shaft Sinking | 98871 | No | No | p |
| Sheet Metal Work- Outside | 98884 | Yes | Yes | p |
| Sheet Metal Work- Shop Only | 58922 | Yes | Yes | s |
| Shelters- Battered Women | 90504 | Yes | Yes | t+ |
| Shelters, Mission, Settlement or Halfway House- Not Church or Office Bldg | 67017 | Yes | Yes | t+ |
| Ship Ceiling or Scaling | 98914 | No | No | p |
| Ship Chandler Stores | 18078 | Yes | Yes | s |
| Ship Repair or Conversion | 98949 | No | No | p |
| Shoe, Boot or Slipper Mfg. | 59005 | Yes | Yes | s |
| Shoe Repair Shops | 18109 | Yes | Yes | s |
| Shoe Stores | 18110 | Yes | Yes | s |
| Shopping Centers- Buildings or premises not operated by the insured (Lessor's Risk Only) | 67635 | Yes | Yes | a+ |
| Shopping Centers- Indoor malls- buildings, or premises not occupied by the insured (Lessor's Risk Only) | 67634 | Yes | Yes | a+ |
| Siding Installation | 98967 | Yes | Yes | p |
| Sign Erection, Installation or Repair | 98993 | Yes | Yes | p |
| Sign Mfg.- Electrical | 59057 | Yes | Yes | s |
| Sign Mfg.- Other than Electrical | 59058 | Yes | Yes | s |
| Sign Painting or Lettering- Inside of buildings | 99003 | Yes | Yes | p |
| Sign Painting or Lettering- On buildings or structures | 99004 | Yes | Yes | p |
| Sister Homes | 41680 | Yes | Yes | a+ |
| Skating Rinsk- Ice | 48177 | Yes | Yes | s+ |
| Skating Rinsk- Roller | 48178 | Yes | Yes | s+ |
| Skeet Shooting or Trap Shooting Ranges | 48206 | Yes | Yes | t+ |
| Ski, Lifts, Tows or Runs | 48252 | No | No | s+ |
| Slate Milling | 59188 | Yes | Yes | s |
| Slate splitting or Slate Roofing Mfg. | 59189 | Yes | Yes | s |
| Soap Box Derbies | 48441 | Yes | Yes | t+ |
| Soap Mfg. | 59223 | Yes | Yes | s |
| Social Gatherings & Meetings- On premises not owned or operated by the insured- Not for Profit Only | 48558 | Yes | Yes | t+ |
| Social Gatherings & Meetings- On premises not owned or operated by the insured- Other Not for Profit | 48557 | Yes | Yes | t+ |
| Social Services- Consulting Services only-operated by the private sector | 48600 | Yes | Yes | t+ |
| Solar Energy Contractors | 99080 | Yes | Yes | p |
| Spas or Personal Enhancement Facilities | 18200 | Yes | Yes | s+ |
| Special Events | 10001 | Yes | Yes | t+ |
| Sponge Processing | 59257 | Yes | Yes | s |
| Sports or Outdoor Activities- commercially operated | 48610 | Yes | Yes | t+ |
| Sporting Goods or Athletic Equipment Distributors | 18205 | Yes | Yes | s |
| Sporting Goods or Athletic Equipment Mfg. | 59306 | Yes | Yes | s |
| Sporting Goods or Athletic Equipment Stores | 18206 | Yes | Yes | s |
| Stables- boarding, livery or racing | 99111 | Yes | Yes | t+ |
| Stadiums- Operated by insured- Not for Profit Only | 48638 | Yes | Yes | s+ |
| Stadiums- Operated by insured- Other than Not for Profit | 48637 | Yes | Yes | s+ |
| Stationary or Paper Products Stores | 18335 | Yes | Yes | s |
| Steam Heating or Steam Power Companies | 99160 | No | No | p+ |
| Steam Mains or Connections Construction | 99163 | No | No | p |
| Steam Pipe or Boiler Insulation | 99165 | Yes | Yes | p |
| Steal Wool or Wire Wool Mfg. | 59387 | Yes | Yes | s |
| Stevedoring | 99222 | No | No | p |
| Stevedoring- by hand or by means of hand trucks exclusively- no hoisting of carg | 99220 | No | No | p |
| Stevedoring- handling explosives or ammunition- under contract | 99221 | No | No | p |
| Stevedoring- tallyers or checking clerks engaged in connection with stevedoring work | 99223 | No | No | p |
| Stockyards | 48636 | Yes | Yes | p |
| Stone Crushing | 59481 | Yes | Yes | s |
| Stone Cutting or Polishing | 59482 | Yes | Yes | s |
| Stores- Food or Drink- Not for Profit Only | 18436 | Yes | Yes | s |
| Stores- Food or Drink- Other than Not for Profit | 18435 | Yes | Yes | s |
| Stores- NO Food or Drink- Not for Profit Only | 18438 | Yes | Yes | s |
| Stores- NO Food or Drink- Other than Not for Profit | 18437 | Yes | Yes | s |
| Street Cleaning | 99303 | Yes | Yes | p+ |
| Streets, Roads, Highways or Bridges- existence and maintenance hazard only | 48727 | Yes | Yes | t+ |
| Street or Road Construction or Reconstruction | 99315 | Yes | Yes | p |
| Street or Road Paving or Repaving, Surfacing or Resurfacing or Scraping | 99321 | Yes | Yes | p |
| Subway Construction | 99445 | No | No | p |
| Sugar Refining | 59537 | Yes | Yes | s |
| Sun Tanning Salons | 48808 | Yes | Yes | t+ |
| Supermarkets | 18501 | Yes | Yes | s |
| Surveyors- Land- Not engaged in actual construction | 99471 | Yes | Yes | p+ |
| Swap Meets- Open Air | 15123 | Yes | Yes | t |
| Swap Meets- Not Open Air | 15119 | Yes | Yes | t |
| Swimming Instructors | 82993 | Yes | Yes | t+ |
| Swimming Pools | 48925 | Yes | Yes | t+ |
| Swimming Pools- written in conjunction with specific other company classifications | 90512 | Yes | Yes | t+ |
| Swimming Pools- commercially operated | 48924 | Yes | Yes | s+ |
| Swimming Pools- installation servicing or repair- above ground | 99506 | Yes | Yes | p+ |
| Swimming Pools- Installation servicing or repair- below ground | 99507 | Yes | Yes | p+ |
| Swimming Pools or Accessories Mfg. | 59601 | Yes | Yes | s |
| Swimming Pool Servicing | 99505 | Yes | Yes | p+ |
| Syrups or Molasses- Refining, blending or Mfg. | 59647 | Yes | Yes | s |
